Privacy Policy

Aayansh Financial Services ("we", "our", "us") is committed to protecting the privacy and personal information of our clients, visitors, and partners. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with us through our website, services, or any other communication channels.

By using our services or providing your information to us, you consent to the practices described in this Privacy Policy.

1. About Us

Founded on 31st January 2022, Aayansh Financial Services is built on 15+ years of industry experience in providing trusted, transparent, and customer-centric financial solutions. We serve individuals, families, and businesses with a strong focus on integrity, long-term relationships, and customer satisfaction.

2. Information We Collect

We may collect the following types of information:

a) Personal Information

• Full name
• Date of birth
• Contact details (phone number, email address, postal address)
• PAN, Aadhaar, or other government-issued identification (where required)
• Financial information (income details, loan requirements, insurance details)

b) Non-Personal Information

• Browser type and version
• IP address
• Device information
• Pages visited and time spent on our website

c) Information from Third Parties

We may receive information from banks, NBFCs, insurance companies, or partners strictly for the purpose of providing financial services requested by you.

3. How We Use Your Information

We use the collected information to:

• Assess eligibility for loans, insurance, and other financial products
• Provide personalized financial solutions
• Process applications and documentation
• Communicate updates, offers, or service-related information
• Improve our services and customer experience
• Comply with legal and regulatory requirements

4. Information Sharing and Disclosure

We do not sell or rent your personal information. In line with our Terms & Conditions, we may share your information in the following circumstances:

• With banks, NBFCs, insurance companies, credit bureaus, and financial institutions for application processing, credit assessment, verification, and service fulfillment
• For conducting credit checks and eligibility assessments as authorized by you
• With trusted service providers who assist us in operational, technical, or communication support (under strict confidentiality obligations)
• To comply with applicable laws, regulations, court orders, or government requests
• To protect the rights, property, safety, or integrity of Aayansh Financial Services, our customers, or partners

5. Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal data from unauthorized access, misuse, loss, or disclosure. While we strive to protect your information, no method of transmission over the internet is 100% secure.

6. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or to comply with legal, regulatory, or contractual obligations.

7. Your Rights and Choices

Subject to applicable Indian laws and regulatory requirements, you have the right to:

• Access and review your personal information
• Request correction or updating of inaccurate or incomplete data
• Withdraw consent for marketing communications (service-related communication will continue)
• Request deletion of personal data, where legally permissible

Please note that withdrawal of consent or deletion of data may impact our ability to provide certain services.

8. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to:

• Improve website functionality and performance
• Analyze usage patterns and user behavior
• Enhance customer experience

You may manage or disable cookies through your browser settings. Disabling cookies may affect certain features of our website.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage users to review the privacy policies of any third-party sites they visit.

10. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in legal, regulatory, or business practices. Continued use of our services after such updates constitutes acceptance of the revised policy. Significant changes will be communicated via email or website notification.